Smart Device Financing & Risk Management for Mobile Devices

Special Launch: Save 50% with LimaxPay

Smartphone with digital lock icon representing LimaxPay device financing and risk management

LimaxPay is a complete Device Financing & Risk Management (DFRM) solution designed for retailers, lenders, and distributors. Secure financed devices, reduce defaults, and track repayment status with ease. Our smart platform helps you lock devices automatically if payments are missed and unlock them instantly once dues are cleared. Start risk-free today and try LimaxPay on 5 devices free of cost.

Why You Should Use a Device Financing & Risk Management (DFRM) Solution

A Device Financing & Risk Management (DFRM) solution is essential for any business that provides mobile devices on EMI or credit. Without proper safeguards, missed payments and customer defaults can quickly erode profitability. With DFRM, you can reduce default risk by automatically locking financed devices until payments are made, protect your assets from loss or misuse, and streamline collections with real-time repayment tracking. It also builds customer trust by allowing you to offer flexible financing options with the assurance that your investment remains secure.

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Smart Device Lock & Unlock

Automatically lock financed devices if EMI payments are missed and unlock them instantly once dues are cleared. This ensures repayment discipline while keeping the process smooth for both lenders and customers.

Secure smartphones and tablets given on EMI with built-in risk management tools. Reduce losses from defaults, prevent misuse, and protect your financed assets until the customer fully pays off the device.

Finance More Devices, Reduce Default Risk, and Protect Your Revenue

Finance mobile devices with confidence — use LimaxPay to secure payments and protect your business.

Flexible Financing Options

Offer customers affordable EMI plans that make smartphones and tablets accessible without heavy upfront costs. LimaxPay ensures your financing is secure by linking payments directly to device control. This lets you grow sales while minimizing the risk of non-repayment.

Automated Collections

Say goodbye to endless follow-ups and manual reminders. With LimaxPay, financed devices are automatically restricted if payments are missed and unlocked once dues are cleared. This simple automation saves time, cuts operational costs, and ensures repayment discipline across your customer base.

Dealer & Distributor Support

LimaxPay is designed for scale, supporting retailers, lenders, and distributors in managing financed devices. Whether you’re operating a small retail outlet or a wide dealer network, the platform tracks repayment status, reduces defaults, and helps every partner stay profitable with device financing.

Customer-Friendly Experience

While protecting your assets, LimaxPay also creates a smooth and fair customer journey. Devices unlock instantly after a payment is made, so genuine customers never feel blocked. This balance of security and convenience builds trust and long-term loyalty with your buyers.

Scalable Platform

Whether you’re financing a few dozen devices or managing thousands across regions, LimaxPay grows with your business. The platform consolidates all financed assets into one dashboard, making it easier to track, secure, and manage repayments without added complexity.

Data-Driven Insights

LimaxPay provides detailed analytics on repayment patterns, customer behavior, and default risks. These insights help you make smarter financing decisions, adjust credit policies, and prevent future losses. With data-driven control, your financing business becomes both secure and predictable.

Smartphone Ownership Made for Everyone,
Secured for Financers

We make it easier for people everywhere to own and protect their smartphones with flexible financing, secure devices, and risk-free repayment options

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Higher Repayment Success

Take your online security to the next level

From securing every financed device to ensuring smooth repayments, we provide the tools finance providers need to grow safely and confidently.

Payment Reminders

Send automated, multi-stage reminders to keep customers aware of their upcoming and overdue EMIs. Configure the frequency and escalation levels to match your collection strategy for consistent and effective communication.

 

 

Wallpaper Alerts

Push payment reminders directly to the device’s wallpaper, making due dates impossible to miss. Every unlock becomes a visible nudge toward completing the payment.

 

 

Remote Lock & Unlock

Automatically lock devices if EMIs remain unpaid after the grace period. Unlock instantly once payments are cleared, or manage locks manually at any time.

 

 

App Control & Restrictions

Limit access to non-essential apps such as games or social media until payments are made. Essential services like calls, SMS, and payment apps remain active to ensure responsible use.

 

 

Real-Time Location Tracking

Track devices live on a map to reduce recovery risks and improve asset security. Geofencing and history logs add extra layers of control and accountability.

 

 

Device Protection (Offline Security)

Even without internet, financed devices remain secure and compliant. Unpaid devices are automatically locked after multiple missed reminders.

 

 

Don’t miss our 2-in-1 deal!

Smarter financing, safer repayments EMI plans + device locking.

Smartphone Financing Made Smarter & Safer

What is a DFRM?

Device Finance Risk Management (DFRM) is a platform that enables finance providers, lenders, distributors, and retailers to safely offer smartphones on EMI or installment plans. It reduces default risk while ensuring smooth, secure ownership for end customers. With smart repayment controls, providers can lower the risk of defaults. Automated reminders and enforcement tools help improve repayment success, while built-in device protection ensures every financed smartphone stays locked and secure until dues are cleared.