Trusted by 500+ Financiers & Retailers

Smarter Device Financing & Risk Management

Increase Collections.
Reduce Defaults.

LimaxPay (DFRM) helps you finance more devices, automate collections, and protect your revenue with advanced device security and real-time risk management.

No Credit Card
Required
5 Minutes
Quick Setup
Cancel Anytime
No Hidden Charges
LimaxPay
Dashboard/Overview
Overview
Devices
Payments
Customers
Reports
Settings
Devices Locked
1,247
↑ 3.2% this week
EMIs Due Today
1,204
↓ Due in 24 hrs
Collection Rate
94.2%
↑ 18.2% vs last
Risk Score
8.4/10
↑ Improved 0.3
Collection Metrics — Last 30 Days
Device Status
76.7%Active
Active 76.7%
Overdue 9.2%
Locked 7.5%
Other 6.6%
Recent Activity
Samsung A54 — EMI collected
8/122m ago
Redmi 12 — Device locked
3/128m ago
Vivo Y16 — Reminder sent
5/1214m ago
Nokia G42 — Plan activated
1/1222m ago
9:41
Device Locked
Your device has been locked due to a missed payment. Please clear your dues to regain access.
Contact Support
EMI Overdue
Reminder sent · 2 days left
EMI Paid
Installment 8 of 12
Device Locked
Auto-enforced remotely
Collection Rate
94.2% recovered

Why LimaxPay Beats
Manual Collection

Manual follow-ups take weeks and still fail. LimaxPay automates the entire collection cycle — from missed EMI to full recovery — without a single phone call.

Manual CollectionLimaxPay Automated
Step 1
Customer Misses EMI
Payment deadline passes with no collection
3+ days to even notice
Detected in real-time
Step 2
Automatic Reminder
SMS, WhatsApp & push sent simultaneously
Manual calls — hours of effort
Multi-channel, zero effort
Step 3
Grace Period
Configurable window before enforcement
No process — customer ignores
Tracked, enforced automatically
Key Differentiator
Step 4
Device Restriction
Device auto-locked until dues are cleared
Revenue lost — no leverage
Instant, remote enforcement
Step 5
Payment Received
Customer pays — motivated by device access
Weeks of chasing & negotiating
Customer acts immediately
Step 6
Automatic Recovery
Device unlocked, plan reinstated instantly
Manual paperwork — days later
Zero-touch, sub-second

The average LimaxPay customer recovers 30% more EMIs in the first 90 days.

See It In Action

How LimaxPay Works

End-to-end device financing and risk management in 7 simple steps

1
Finance Device
Provide financing to your customer
2
Enroll Device
Add & register device on LimaxPay
3
Set Payment Plan
Configure EMI plan & payment schedule
4
Send Reminders
Automated reminders via SMS / Push
5
Track Payments
Real-time tracking & collection updates
6
Take Action
Lock device if payment overdue
7
Recover & Unlock
Unlock automatically after payment
Built for Financiers. Designed for Results.
LimaxPay helps you reduce defaults, improve collections, and grow your device financing business with confidence.
Easy Integration
Quick setup with your existing systems
Secure & Compliant
Enterprise-grade security and data protection
Scalable Platform
Grow from hundreds to millions of devices
Our Impact

Driving Real Impact for Financiers

LimaxPay empowers businesses to reduce risk, improve collections,
and scale device financing with confidence.

0K+
Devices Protected
+28% from last month
0%
Reduction in Defaults
vs manual collections
0%
Increase in Collections
in first 90 days
0%
Faster Recovery
vs field recovery
0.0%
Platform Availability
enterprise SLA
0+
Financing Partners
+15% this quarter
Powerful Features

Everything You Need to Protect Your Revenue

LimaxPay combines advanced technology and automation to help you manage financed devices, reduce risks, and improve collections.

Payment Status
Overdue
EMI 4 of 12
Device Location
Koramangala, Bangalore
Karnataka, India
Last Payment
20 May 2025
EMI 3 of 12
Device Locking
Remotely lock, restrict or unlock financed devices the moment payment status changes.
EMI Tracking
Track every instalment across your entire portfolio in real time, with instant overdue flags.
Payment Collection
Automate reminders across SMS, WhatsApp & push to recover payments faster — hands-free.
Risk Monitoring
Score accounts live and flag likely defaults before they ever hit your books.
Plus everything else you need
Reports
Exportable portfolio & collection reports.
Notifications
Real-time alerts on every key event.
API Access
Integrate with your LMS, CRM & gateways.
Audit Logs
Full audit trail of every action taken.

What Happens After Using LimaxPay?

Decision makers buy outcomes, not features. Here's the measurable impact financiers see within the first 90 days.

68%
Default Rate
Fewer missed EMIs with automated enforcement.
32%
Collection Rate
More on-time payments across your portfolio.
90%
Recovery Speed
Devices unlock the instant dues are cleared.
Zero
Manual Follow-ups
No more chasing customers with phone calls.

Built for Every Industry

NBFCs & Lenders
Scale device loan portfolios with enterprise-grade risk controls.
  • Reduce defaults with early risk scoring
  • Automate multi-channel collections
  • Lock delinquent devices remotely
Telecom Operators
Bundle device financing with service plans and cut churn.
  • Finance handsets on EMI plans
  • Enforce payments on the device
  • Recover faster, no field visits
Mobile Retailers
Offer in-store financing with confidence and better recovery.
  • Approve customers in minutes
  • Protect inventory value
  • Track every financed device
Microfinance Institutions
Secure device loans with automated EMI collection.
  • Lower administrative overhead
  • Real-time repayment tracking
  • Compliance-ready audit trails
SME Distributors
Manage bulk device financing with fleet-level control.
  • Onboard business customers fast
  • Fleet-wide device tracking
  • Centralised payment management
Rental Businesses
Secure device rentals with automated enforcement.
  • Lock devices on non-payment
  • Locate and recover assets
  • Automate the return cycle

LimaxPay vs Manual Process

See exactly what you gain when you replace spreadsheets and phone calls with an automated risk management platform.

Feature
LimaxPayRecommended
Manual Process
Device LockingRemote lock / unlock on missed payments
EMI AutomationAutomated reminders & collection workflows
Risk AlertsEarly warnings before defaults happen
Recovery SupportGuided recovery & remote enforcement
Real-time MonitoringLive device & payment status, always on
Portfolio DashboardFull visibility across your entire book
API AccessIntegrate with your LMS, CRM & gateways
Slow & error-prone

"LimaxPay transformed how we manage our device financing portfolio. Default rates dropped by 68% in just three months and collections are now almost fully automated."

R
Rajesh Kumar
Head of Lending Operations · FinTech Corp India
68%
Reduction in default rate within 3 months

Enterprise-grade security you can trust

LimaxPay is built to the standards regulated lenders expect — protecting your portfolio, your customers' data, and your reputation.

Android Enterprise

Certified enrolment with policy-based device management at fleet scale.

Secure Cloud Infrastructure

Hosted on hardened, highly-available cloud built for scale and uptime.

End-to-End Encryption

All data encrypted in transit and at rest with industry-standard ciphers.

Role-Based Access

Granular permissions and least-privilege controls for every team member.

Audit Logs

Complete, tamper-evident trail of every action for compliance and disputes.

Data Privacy & Retention

Compliance-ready data handling, consent and configurable retention policies.

Frequently Asked Questions

LimaxPay is designed for finance providers, lenders, distributors, retailers, and any business that offers mobile devices on EMI or installment plans. Whether you manage a handful of devices or thousands across multiple regions, LimaxPay scales to meet your needs.
Device Finance Risk Management (DFRM) is a system that helps you safely finance mobile devices by automatically locking devices when payments are overdue and unlocking them once payments are cleared. Without DFRM, missed payments and defaults can erode your profitability.
Once a customer completes their overdue payment, the device is automatically unlocked in real time. The process is seamless — customers receive confirmation and regain full device access immediately.
Yes! LimaxPay offers a free trial with up to 5 devices — no credit card required. You can experience the full platform including remote lock/unlock, payment reminders, and real-time dashboards before committing to a plan.
Most customers are fully operational within 5 minutes. Simply create your account, install the device agent app, and start enrolling devices. Our onboarding team is available to assist with larger deployments.
Still have questions?

Our support team is available 7 days a week to answer your questions and help you get started.

Email us at[email protected]

Ready to Secure Your Device Financing Portfolio?

Join 500+ financiers and retailers who trust LimaxPay to protect their investments and maximise collections.