Financing-Focused Platform

Android Device Financing Software for Lenders & Retailers

Finance Android devices, monitor payments, manage risk and protect your financed portfolio — all from a single, enterprise-grade platform.

Android Enterprise
Real-time risk engine
End-to-end encryption
Samsung Galaxy A54
Loan #LX-48213
Active
Financed$329
Tenure12 mo
EMI$29
EMI Schedule
May 2025$29
Jun 2025$29
Jul 2025$29Due
Aug 2025$29Upcoming
18,765
Active Loans
94.2%
Recovery Rate
$512M
Portfolio
Loan Approved
in under 2 minutes
Collection 94.2%
on-time this month

Sell more devices without taking on more risk

Device financing lets customers purchase smartphones through instalments while lenders keep full visibility and control throughout the repayment period.

With LimaxPay, every financed device carries a secure on-device agent — so you can track payments, score risk in real time, and enforce recovery actions if a customer stops paying. The result: more approvals, fewer defaults, and a portfolio you can actually protect.

Higher approval rates
Lower default exposure
Full portfolio visibility

From application to loan closure

A single platform manages the entire journey of a financed device — onboarding, tracking, risk and recovery.

01
Customer Applies
Digital onboarding & KYC
02
Loan Approved
Terms and schedule created
03
Device Issued
Agent enrolled on device
04
Installment Tracking
EMIs monitored in real time
05
Risk Monitoring
Live scoring & signals
06
Recovery Actions
Automated enforcement
07
Loan Closed
Device fully released

A complete device financing stack

Eight modules cover every stage — no point solutions to stitch together.

Customer Onboarding
Digital KYC and quick approvals.
Loan Management
Flexible terms, schedules and tracking.
Device Enrollment
Secure agent provisioning at scale.
EMI Tracking
Real-time instalment visibility.
Risk Engine
Behaviour-based real-time scoring.
Collections
Automated multi-channel recovery.
Recovery Management
Remote lock and asset recovery.
Analytics
Portfolio dashboards and reports.

Signals the engine watches in real time

The risk engine continuously evaluates device and payment behaviour to predict defaults early.

Missed EMI
Overdue instalments raise the score.
SIM Change
Unexpected SIM swaps flagged instantly.
Factory Reset Attempt
Reset-to-evade attempts blocked.
Device Offline
Abnormal offline patterns detected.
Location Change
Unusual location movement tracked.
Policy Violations
Tamper and policy breaches caught.

Your entire portfolio at a glance

Track loans, devices, exposure and recovery performance in real time.

Collections Overview
Active Loans
18,765
8.3% vs last month
Devices Financed
24,530
12.5% growth
Portfolio Value
$512M
9.1% vs last month
Default Rate
2.35%
0.8% improvement
Recovery Rate
93.4%
3.2% vs last month
Collection Efficiency
89.6%
4.0% improvement

LimaxPay vs a manual process

See exactly what you gain when financing, risk and recovery live in one platform.

Feature
LimaxPayRecommended
Manual Process
Device FinancingOriginate and manage device loans
EMI TrackingReal-time instalment visibility
Risk AlertsEarly default warnings
Remote LockingEnforce on the device itself
Recovery WorkflowAutomated escalation to recovery
Portfolio AnalyticsDashboards and forecasting

Trusted across the financing ecosystem

NBFCs
Banks
Retail Chains
Telecom Operators
Consumer Finance
Device Leasing Companies

Real results at scale

500K+
Devices Protected
90%
Faster Recovery
68%
Reduction in Defaults
32%
Increase in Collections

Android device financing — answered

It is a platform that lets lenders and retailers finance Android smartphones on instalments while tracking payments, scoring risk, and enforcing recovery through a secure on-device agent.

A customer is onboarded and approved, the device ships with the LimaxPay agent enrolled, EMIs are tracked in real time, and if payments stop, automated reminders and device-level enforcement drive recovery.

Yes. You can remotely lock or restrict devices, display payment messages, track location, and unlock instantly after payment — all from the dashboard.

Yes. LimaxPay supports Android Enterprise enrolment for secure, policy-based management and enforcement across large device fleets.

The engine scores each account in real time using signals like missed EMIs, SIM changes, factory-reset attempts, abnormal offline behaviour and location changes — flagging high-risk accounts before they default.

Yes. Automated multi-channel reminders, risk alerts and recovery workflows run end-to-end, dramatically reducing manual follow-up and improving on-time payments.

Finance more devices. Protect every rupee.

Launch a device financing programme with built-in risk management and recovery from day one.