Device Recovery & Collection

Device Locking Software for
Financed Android Devices

Automatically lock financed devices when payments are missed and restore access instantly when dues are cleared.

Reduce DefaultsImprove CollectionsFaster Recovery
Devices Locked
0
Recovery Rate
0%
Payments Recovered
0
Collection Efficiency
0%
Device Locked
Samsung Galaxy A54 · #LX-48213
Overdue
Payment StatusPayment Overdue
Overdue By18 days
Pay Now

Why traditional collections fail

Manual follow-ups are expensive, customers ignore reminders, and recovery teams fly blind — so collection cycles drag on and default rates keep climbing.

01
Missed EMI
Payment deadline passes unnoticed
02
Phone Call
Agent calls — no answer
03
Phone Call
Second attempt — ignored
04
Phone Call
Third attempt — still nothing
05
No Response
Revenue written off as default

How device locking works

LimaxPay turns recovery into an automated, behaviour-driven loop that motivates payment without a single phone call.

01
EMI Missed
Detected in real time
02
Grace Period
Configurable buffer before action
03
Reminder Sent
Multi-channel, automated
04
Device Lock Triggered
Remote restriction enforced
05
Payment Received
Customer clears dues
06
Device Automatically Unlocked
Restored in seconds

Full remote control over every financed device

Trigger the right action at the right time — from a gentle on-screen nudge to a complete device lock.

Lock Device
Remotely lock the device when dues are unpaid.
Unlock Device
Instantly restore access after payment.
Lock Apps
Restrict specific apps while keeping calls active.
Disable Settings
Prevent tampering with critical settings.
Custom Message
Display a custom payment message on screen.
Restrict Features
Limit device features until payment clears.
Location Tracking
Track device location with full history.
Factory Reset Protection
Block reset attempts to evade locking.

From missed payment to automatic unlock

Every step runs on its own. The customer is nudged across channels, restricted if needed, and restored instantly once they pay.

01
Missed Payment
Deadline passes
02
SMS Reminder
Instant, automated
03
WhatsApp Reminder
Rich, trackable
04
Email Reminder
Formal follow-up
Key Step05
Device Restriction
Remote lock enforced
06
Payment Received
Dues cleared
07
Unlock Automatically
Restored in seconds

Benefits that show up on your bottom line

Reduce defaults
Improve collections
Faster recovery
Lower operational costs

What lenders see after switching

68%
Reduction in Defaults
32%
Increase in Collections
90%
Faster Recovery Speed
70%
Less Manual Follow-up

Built for businesses that finance devices

NBFCs
Retail Finance
Smartphone Financing
Rental Businesses
Telecom Operators

Device locking — answered

Device locking software lets lenders remotely restrict or lock a financed device when payments are overdue, and unlock it automatically once the customer pays — protecting the financed asset and improving recovery.

A secure agent installed on the device communicates with the LimaxPay platform. When an account becomes overdue past the grace period, the platform sends a lock command; the agent enforces it even with limited connectivity.

No. Factory Reset Protection prevents customers from wiping the device to bypass locking. Reset attempts are blocked and the device re-enrols automatically.

Yes. Enforcement rules are stored on-device, so scheduled locks and restrictions apply even when the device is offline. Actions sync the moment connectivity returns.

As soon as payment is recorded, the platform issues an unlock command and the device is restored within seconds — fully automated, no agent intervention needed.

Yes. LimaxPay supports Android Enterprise enrolment for robust, policy-based device management and enforcement at scale.

Stop chasing payments. Start locking in recovery.

Deploy device locking on your financed Android fleet and recover more, faster.